About us
30M+
Portfolio
300M
Capital Managed
98%
Repayment Rate
30+
SACCOS
Our story
The story behind how our company was founded
Discover the origins of our firm, born from a vision to simplify complex financial landscapes for all our users.
We started Paymoja and looked for easy funding — we failed to find it.
The capital was out there; we just couldn't reach it. So we bootstrapped, made it work, and never forgot the wall between African businesses and the money meant to back them.
Paymoja Rails is the bridge we wish we'd had: the rail that makes creditworthy cooperatives and SMEs visible, and moves capital to them in full view.
"Connecting African businesses to the capital they've earned."
Muggaga Muwanga
Founder & CEO
Our values
The values that drive everything we do
Innovation
We use creative thinking and technology to constantly improve our financial services for clients.
Excellence
We are committed to the highest standards, ensuring quality and precision in every service we offer to our clients.
Communication
Clear, honest, and timely dialogue is fundamental to our client relationships and internal collaboration efforts.
Teamwork
Our combined expertise and teamwork empower us to drive innovation and achieve outstanding results.
Want to join our team?
We are looking for talented individuals. If you're passionate and driven, explore our open career positions now.
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